May 01, 2020 · No, NYU Gallatin is not worth 70k in debt. Nor is BU. The maximum debt you should have at the end of your 4 years of college is 27k. It’s the amount of the federal loans because that’s what a college graduate can expect to pay back over 10 years. Don’t borrow more than this, total.. The student must then take five 3-credit graduate courses in the first semester of their fifth year (a one course overload) and take two 3-credit graduate courses in their second semester. In their second semester, the student must also write their special project report which, although only worth 2 credits, constitutes a significant workload.. "/>Is nyu gallatin worth it